Maib grynasis pelnas pirmąjį ketvirtį pasiekė 22,9 mln. eurų
Maib, the largest commercial bank in Moldova, in which Invalda INVL, a leading Baltic asset management group, is one of the shareholders, earned an unaudited net profit of MDL 459.2 million (EUR 22.9 million) in the first quarter of this year – an increase of 14.3% compared to the same period last year.
"We continue to work consistently on improving the customer experience. The results of these efforts are as follows: the loan portfolio grew by 24.7% over the year, the customer deposit portfolio increased by 17.5%, and maib maintained its leading positions across all segments. As Moldova advances along the path of integration into the European Union, we expect further growth of the country’s economy and the bank," said Vytautas Plunksnis, Chairman of the maib Supervisory Board and Head of Private Equity at INVL Asset Management.
In the first three months of this year, the bank generated net interest income of MDL 826.2 million (EUR 41.2 million), an increase of 20.8% compared to the corresponding period in 2025. Net fee and commission income decreased by 13.1% year-on-year, reaching MDL 105.1 million (EUR 5.2 million) in the first quarter of this year.
At the end of March, maib's loan portfolio reached MDL 40.6 billion (EUR 2 billion), an increase of 24.7% year-on-year. The loan portfolio for business clients grew by 17.9%, and for retail clients by 34.7%.
Total deposits amounted to MDL 57.0 billion (EUR 2.8 billion) at the end of March, an increase of 17.5% over the same period last year. Corporate deposits grew by 16.6%, SME deposits by 16.2%, and retail deposits by 18.3%.
The bank's Return on Equity (ROE) in the first quarter was 19.0% (compared to 19.6% a year ago).
At the end of March, maib's total assets amounted to MDL 74.1 billion (EUR 3.7 billion), an increase of 17.6% year-on-year. At the end of the first quarter, the bank's capital adequacy ratio stood at 20.0%, and its liquidity ratio at 373.7%.
About maib
Maib is the largest bank in Moldova. As of 31 March 2026, it held a 38.2% share of the deposit market. The bank serves more than a third of the Moldovan population and is one of the country's largest employers. In 2025, for the seventh consecutive year, maib was recognised as the best bank in Moldova by The Banker magazine, a publication of The Financial Times, and as the best bank operating in sustainability in the country by Global Finance.
Since 2018, maib’s largest shareholder has been a consortium of investors consisting of the European Bank for Reconstruction and Development, Invalda INVL – the leading Baltic asset management group, and Horizon Capital – a private equity fund manager focused on emerging Europe.
About Invalda INVL Group
Invalda INVL is the leading Baltic asset management group with a track record spanning over 30 years. In all it does, the group takes an open approach, grows and develops, and creates well-being for people. The group’s companies manage or have under supervision EUR 2.1 billion of assets including investments in private equity, forests and agricultural land, renewable energy, real estate and private debt. The group’s activities also include family office services in Lithuania, Latvia and Estonia, management of pension funds in Latvia, and investments in global third-party funds.
