INVL Stable pension fund

Strategy
The assets of this fund are invested in debt securities (bonds) and investment funds that invest primarily in bonds. The fund is recommended to those individuals who prefer low investment risk as an additional investment instrument that makes it possible to actively take advantage of the tax allowance and thus to manage efficiently their personal finances.
Composition: 100 per cent bonds.

Display period

From Till
(Available since: 2008-04-14)
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Main information
Launch date 2004-12-20
Composition type 100% bonds
Fund account no. LT66 7044 0600 0811 9459
Manager UAB „INVL Asset Management“
Fees
Management fee 1,00 %
Partial withdrawal fee 10,00 %

The management fee is an annual charge that is included in the unit listing value.

The partial withdrawal fee is a fee that applies when money is withdrawn less than two calendar years after the last pay-out. This fee is not charged for partial withdrawals made once every two calendar years.

The total amount of other expenses that are foreseen in the pension fund rules for payment with money from the fund may not exceed 2 per cent of the fund’s net asset value per year.

More information about the calculation methodology, sizes and payment methods for applicable pension fund fees (deductions) is provided in the pension fund rules.

Choosen period data
From 0,5205 EUR  (2017-12-13)
Till 0,5035 EUR  (2018-12-13)
Change -3,27%
Latest data
Value date 2018-12-13
Value 0,5035 EUR
NAV 9.875.128,0807 EUR
Period change (%)
1 day 0,02
1 week 0,04
1 month -0,08
3 months -0,38
YTD -3,40
1 year -3,27
Since inception 73,85
Fund Benchmark

The weights of complex benchmark index has been selected with the principle purpose to reflect the Fund’s investment strategy (types and weights of investments) and investment distribution, which are both set in the rules.

Since 3rd July, 2017

40 % Bloomberg Barclays Series-E Euro Govt 1-3 Yr Bond Index
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
5 % EONIA Total Return Index (Bloomberg ticker: DBDCONIA Index)

From 1st June 2017 to 2nd July 2017

40 % Bloomberg Barclays Series-E Euro Govt 1-3 Yr Bond Index
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

From 2nd November 2016 to 31st May 2017

40 % Bloomberg/EFFAS Bond Indices Euro Govt 1-3 Yr TR
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

From 7th December 2015 to 1st November 2016

40 % Bloomberg/EFFAS Bond Indices Euro Govt 1-3 Yr TR
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan EMBI Global Core Index Hedged in EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

From 27th March 2015 to From 6th December 2015

50 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
40 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

From 31st March 2012 to 26th March 2015

50 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
30 % VILIBOR 1 Month
20 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)

From 11th May 2009 to 30th March 2012

70 % Ethical Index Euro Composite Bond
30 % Euro Cash Indices Libor Total Return 3 Months Index

From 14th April 2008 to 10th May 2009

100 % Bloomberg/EFFAS Bond Indices Euro Govt 1-5 Yr Tr

While participating in a 3rd pillar pension fund, you will be required to pay the fees indicated in the rules for the selected fund. The money accumulated in a pension fund is invested according to the investment strategy specified in the rules for that pension fund. When saving in pension funds, you assume the investment and investment-related risk. The value of a pension fund unit can both rise and fall, and you may recover less than you invested. A pension fund’s past results do not guarantee the same kind of results and return in the future. The results of a previous period are not a reliable indicator of future results. When seven or fewer years remain before retirement, we recommend considering investing in a conservative investment pension fund (INVL STABILO III 58+).

Before making a decision to invest, you should individually or with the help of investment consultants personally assess all the risks associated with investing and examine the pension fund rules, which are an integral part of the supplementary voluntary pension accumulation agreement.

A participant of a fund can choose from the following ways for receiving pension disbursements: lump-sum pay-out (one-time pension disbursement), partial periodic payments (conversion at regular intervals of a portion of fund units in the pension account into cash to be paid out), or purchase of an annuity from a life insurance company (read more about annuities here).

All the information presented is of a promotional nature and cannot be construed as a recommendation, offer or invitation to accumulate savings in pension funds managed by INVL Asset Management UAB. The information provided here cannot be the basis for any subsequently concluded agreement. Although this information of a promotional nature is based on sources which are considered to be reliable, INVL Asset Management UAB is not responsible for inaccuracies or changes in the information, or for losses that may come about when investments are based on this information.