INVL Prudent pension fund

("INVL Asset Management" took over the management of the fund from 2017-11-02. More information (in Lithuanian) is provided here).

The assets of this fund are invested in shares, bonds and investment funds that invest primarily in equities, bonds and real estate. This fund, as an additional investment instrument in forming a personal investment portfolio, is recommended to those who prefer average investment risk and plan to invest over a long period of time.
Composition: up to 70 per cent equity.

Display period

From Till
(Available since: 2013-05-15)
Main information
Launch date 2013-05-13
Fund account no. LT737300010149015380
Manager UAB "INVL Asset Management
Management fee 1,50 %
Partial withdrawal fee 10,00 %

The management fee is an annual charge which is included in the listed unit value.

The partial withdrawal fee is a fee that applies when money is withdrawn less than two calendar years after the last pay-out. This fee is not charged for partial withdrawals made once every two calendar years.

The total amount of other expenses that are foreseen in the pension fund rules for payment with money from the fund may not exceed 0,99 per cent of the fund’s net asset value per year.

More information about the calculation methodology, sizes and payment methods for applicable pension fund fees (deductions) is provided in the pension fund rules.

Choosen period data
From 0,3692 EUR   (2019-10-21)
Till 0,3661 EUR   (2020-10-19)
Change -0,84%
Latest data
Value date 2020-10-19
Value 0,3661 EUR
NAV 2.688.198,8284 EUR
Period change (%)
1 day -0,19
1 week -0,87
1 month 0,80
3 months 1,89
YTD -4,21
1 year -0,84
Since inception 26,42
Fund Benchmark
The benchmark index is selected with the principle purpose to reflect the Fund’s investment strategy (types and weights of investments) and investment distribution, which are both set in the rules.

Since 26th January, 2018

30 % FTSE EPRA/NAREIT Developed Europe Total Return Index (Bloomberg ticker: NEPRA Index)
28 % MSCI ACWI IMI Net Total Return USD Index (Bloomberg ticker: MIMUAWON Index) adjusted to Eur
15 % Bloomberg Barclays Global-Aggregate Total Return Index Value Hedged EUR (Bloomberg ticker: LEGATREH Index)
15 % J.P. Morgan EMBI Global Core Hedged EUR (Bloomberg ticker: JPEIHDEU Index)
7 % MSCI Emerging Markets Net Total Return USD Index (Bloomberg ticker: M1EF Index)
5 % EMMI EURO Over Night Index Average (Bloomberg ticker: EONIA Index)

From 1st November 2017 to 25th January 2018

84 % MSCI World All Country Free Total Return Index (EUR)(Bloomberg ticker: GDUEACWF Index)
16 % Merrill Lynch EMU Broad Market 1–3Y Index (Bloomberg ticker: EMU1 Index)

While participating in a 3rd pillar pension fund, you will be required to pay the fees indicated in the rules for the selected fund. The money accumulated in a pension fund is invested according to the investment strategy specified in the rules for that pension fund. When saving in pension funds, you assume the investment and investment-related risk. The value of a pension fund unit can both rise and fall, and you may recover less than you invested. A pension fund’s past results do not guarantee the same kind of results and return in the future. The results of a previous period are not a reliable indicator of future results. When seven or fewer years remain before retirement, we recommend considering investing in a conservative investment pension fund (INVL STABILO III 58+).

Before making a decision to invest, you should individually or with the help of investment consultants personally assess all the risks associated with investing and examine the pension fund rules, which are an integral part of the supplementary voluntary pension accumulation agreement.

A participant of a fund can choose from the following ways for receiving pension disbursements: lump-sum pay-out (one-time pension disbursement), partial periodic payments (conversion at regular intervals of a portion of fund units in the pension account into cash to be paid out), or purchase of an annuity from a life insurance company (read more about annuities here).

All the information presented is of a promotional nature and cannot be construed as a recommendation, offer or invitation to accumulate savings in pension funds managed by INVL Asset Management UAB. The information provided here cannot be the basis for any subsequently concluded agreement. Although this information of a promotional nature is based on sources which are considered to be reliable, INVL Asset Management UAB is not responsible for inaccuracies or changes in the information, or for losses that may come about when investments are based on this information.