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Performance of INVL 3rd pillar pension funds

INVL STABILO III 58+ / INVL Stabilus

Data for the selected period
From
EUR ()
Till
EUR ()
Change
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Basic data
Start of operations
2004-12-20
Manager
INVL Asset Management
Newest Data
Date
2021-01-20
Unit value
0,5445 EUR
Net assets
14.069.671,86 EUR
Change in value
1 day
+0,02 %
1 month
+0,06 %
3 months
+2,14 %
1 year
+2,04 %
Fees
Management fee
1,00 %
Partial withdrawal fee
10,00 %

Investment strategy

The fund’s assets are invested in equities and units of investment funds whose main investment priority is equities. The fund is recommended for people taking small risks as an additional investment tool that provides access to tax benefits and thus effective management of personal finances.

Structure: up to 100% of equities.

Information about the pension fund

Benchmark

The weights of complex benchmark index have been selected with the main purpose of reflecting the Fund’s investment strategy (types and weights of investments) and strategic investment distribution, which are both set in the rules.

 

More about the benchmark or the component indices read here.

As of 15 January 2020

40% Bloomberg Barclays Series-E Euro Govt 1-3 Yr Bond Index (BERPG1 Index)
35% J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
10% J.P. Morgan Corporate Emerging Markets Bond Index (CEMBI) Broad Europe Index (JCBBEURO Index), apdraudžiant Bloomberg USDEUR 6 month Hedging Cost Index (FXHCUE6M Index)
10% J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
5% EONIA Total Return Index (DBDCONIA Index)

As of 31 July 2018

40% Bloomberg Barclays Series-E Euro Govt 1-3 Yr Bond Index (BERPG1 Index)
35% J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
10% J.P. Morgan Corporate Emerging Markets Bond Index (CEMBI) Broad Europe Index (JCBBEURO Index)
10% J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
5% EONIA Total Return Index (DBDCONIA Index)

As of 1 June 2017

40 % Bloomberg Barclays Series-E Euro Govt 1-3 Yr Bond Index
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

As of 2 November 2016

40 % Bloomberg/EFFAS Bond Indices Euro Govt 1-3 Yr TR
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

As of 7 December 2015

40 % Bloomberg/EFFAS Bond Indices Euro Govt 1-3 Yr TR
35 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % JP Morgan EMBI Global Core Index Hedged in EUR
5 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

As of 27 March 2015

50 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
40 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)
10 % Euro Cash Indices Libor Total Return 1 Month Index (ECC0TR01 Index)

As of 31 March 2012

50 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe (JP Morgan Euro EMBI Diversified Europe)
30 % VILIBOR 1 Month
20 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe (CEMBI Broad Europe)

As of 11 May 2009

70 % Ethical Index Euro Composite Bond
30 % Euro Cash Indices Libor Total Return 3 Months Index

As of 14 April 2008

100 % Bloomberg/EFFAS Bond Indices Euro Govt 1–5 Yr Tr

Fees

The management fee is calculated on accrual basis on each business day on the fund’s average annual net asset value.

The partial withdrawal fee is a fee for the withdrawal of part of the assets accumulated in the fund (from the amount withdrawn) when the assets are withdrawn less than two calendar years after the last withdrawal. The fee does not apply to pension fund participants who have the right to a pension benefit as established by the rules of the respective pension fund.

The depositary fee is a fee for services provided by the depositary under the contract. It makes up no more than 0.2% of the fund’s average annual net asset value.

Other expenses include foreign exchange, money transfer, remuneration to intermediaries for trading in securities, audits and other expenses. It makes up no more than 0.5% from the fund’s average annual net asset value.

Fund and benchmark values

Important to know

While participating in a 3rd pillar pension fund, you will be required to pay the fees specified in the rules of the respective fund. The money accumulated in a pension fund is invested according to the investment strategy specified in the rules of the relevant pension fund. When saving in pension funds, you assume the investment and investment-related risk. The value of a pension fund can go both up and down, and you can get back less than you invested. Past performance of a pension fund does not guarantee the same results and profitability in the future. Past performance is not a reliable indicator of future results. When seven or fewer years remain before retirement, consider investing in a conservative investment pension fund (INVL STABILO III 58+/INVL Stable).

Before you make an investment decision, assess all the risks associated with the investment yourself or with a help of investment consultants. Carefully read the rules of the pension fund, which are an integral part of the pension accumulation agreement.

A fund participant may choose from the following forms of pension payment: a lump sum, periodic payments in instalments (conversion of a portion of fund units in the pension account into money to be paid out at regular intervals) or purchase of an annuity from a life insurance company.

All the information presented is of a promotional nature and cannot be construed as a recommendation, offer or invitation to accumulate assets in pension funds managed by INVL Asset Management. The information provided here cannot serve as a basis for any subsequently concluded agreement. Although this information of a promotional nature is based on sources which are considered to be reliable, INVL Asset Management is not responsible for any inaccuracies or changes in the information, or for any losses that may incur when investments are based on this information.